Simple, Honest Pricing

No hidden fees. No contracts. Cancel anytime.

Monthly
Annual (Save 20%)

Basic

Start building credit with rent

$19.99/mo
  • Rent reporting to 1 bureau (Experian)
  • Credit score monitoring & tracker
  • Lease verification (24-hour turnaround)
  • AI chatbot assistant 24/7
  • Landlord referral program
  • Monthly credit change alerts
  • All 3 bureaus (Equifax + TransUnion)
  • 24-month rent history lookback
  • Identity theft protection
  • Credit dispute support
  • Credit score simulator
Get Started — Basic
⭐ MOST POPULAR

Premium

Maximum credit impact

$39.99/mo
  • Rent reporting to ALL 3 bureaus
  • 24-month rent payment lookback
  • Credit score monitoring & simulator
  • Identity theft & SSN monitoring
  • Dark web exposure alerts
  • Full credit dispute support
  • Lease upload & verification
  • AI assistant & smart alerts
  • Credit ScoreSight™ tips
  • Financial education portal
  • Priority phone + email support
Get Started — Premium

Common Questions

Do I need landlord permission?

No! You can sign up and report your rent independently. Sharing landlord info speeds up verification but is never required.

How fast will my score change?

Most members see score changes within 30–60 days. Premium members using 24-month lookback can see results in as little as a week.

What if I miss a rent payment?

We only report positive, on-time payments. If a payment is late, it simply won't be reported — we never report negatives to bureaus.

Can I cancel anytime?

Yes, absolutely. Cancel from Account Settings at any time — no cancellation fees, no penalties.

Which bureaus do you report to?

Basic: Experian only. Premium: Experian, Equifax, and TransUnion — all three major bureaus.

Is my personal data safe?

Yes. Bank-level 256-bit encryption, fully FCRA compliant, PCI DSS practices for payments, immutable audit logs, and hosted on Cloudflare's zero-trust network.