⭐ See your personalized score-boost estimate
*Example figure for illustration only — not a measured member result and not a guarantee. We control reporting, not scoring — individual results vary. See disclaimers.

Your Rent Should Build Your Credit

You pay rent on time every month and get zero credit for it. Now you can change that. We report the rent you’re already paying to Experian, TransUnion, and Equifax so reporting starts immediately and your score moves on its own bureau-processing schedule.

Join millions of other renters currently reporting their rent today*!

↓ See your personalized boost estimate — free, no signup

$1.00 today (non-refundable trial activation), then $19.99/mo Basic or $39.99/mo Premium starting day 8 unless you cancel. Cancel anytime in your dashboard or by email. Full trial & billing terms.

7-Day $1.00 Trial* — Ends Nov 7, 2026Cancel anytimeFCRA compliant
24-Month Rent History Lookback
Your Credit ScoreExample
647
Good
+35 points this month
From rent reporting alone
8Reports Sent
3Bureaus Reported
A+Payment History
60+
Avg Credit Points Gained*
3
Bureaus Reported
24 Mo
Rent History Lookback
FCRA
Aligned Furnisher

*Example figure for illustration only — not a measured member result and not a guarantee. Individual results vary — see disclaimers.

Personalize your boost

See your score boost — no signup required.

Four quick taps. We use the same model that calculates the personalized boost for paid members. No email, no card, no commitment.

4 quick questions

Live recompute on every tap.

What's your credit score today?

Monthly rent?

How long at your current place?

Other active credit accounts?

Estimate ranges are based on patterns we've seen across our member base. Your exact boost depends on your full credit file. Bureaus refresh on their own schedule — typically 30 to 45 days from first report.

Simple process

How it works

Three steps. Under 2 minutes. Real credit results.

1

Sign Up & Choose a Plan

Pick Basic or Premium. Create your account in under 2 minutes. Just $1 to start your 7-day trial.

2

Verify Your Identity

Confirm your identity and lease details inside our bureau partner’s secure component. No documents to upload on our side — your info goes directly to the bureau.

3

Watch Your Score Grow

We report your on-time rent to Experian, TransUnion, and Equifax every month. Your score grows automatically.

The financial wellness platform built for renters

One platform. Complete credit control.

Bureau Reporting

Rent reported to Experian, TransUnion, and Equifax. Premium adds 3-bureau credit monitoring.

We furnish your on-time rent payments to Experian, TransUnion, and Equifax every month through our credit-reporting partner. Premium members add credit-score monitoring across all 3 bureaus (Experian + Equifax + TransUnion) so every lender pull reflects your full picture.

24-Month History Lookback

Report up to 2 years of past on-time rent in your first submission — subject to landlord verification + bureau acceptance.

In addition to the rent you pay going forward, we work with your landlord to verify and report up to 24 months of past on-time rent in your first submission. Reporting starts from day one of activation; bureau processing typically takes 5–45 days. Subject to landlord verification and bureau acceptance — see disclaimers § 24-Month Lookback Reporting.

$1M Identity Protection*

Monitor SSN, breach activity, address changes, and dark-web exposure 24/7.

Our identity engine scans dark-web markets, breach databases, and public records 24/7 for your SSN, email, phone, and address. The moment your data shows up where it shouldn’t, you get an alert. *Up to $1M identity-theft insurance underwritten by a third-party carrier (carrier to be disclosed on the policy schedule of benefits delivered at activation); coverage subject to policy terms, conditions, and exclusions. Insurance is not provided by WeReportYourRent. See disclaimers § Identity Monitoring Limits.

Dispute Assistant

Guided workflow that helps you file FCRA disputes with the bureaus yourself — Premium feature.

Premium gives you a guided dispute workflow: identify the line item, generate the dispute letter, track your own 30-day clock. You file the formal FCRA challenge with the bureau directly — we provide the tooling and the education, not paid credit-repair services. See disclaimers § Credit Dispute Outcomes.

Credit Score Simulator

See how future actions affect your score before you make them. Premium feature.

Thinking of opening a card, paying down a balance, or closing an old account? Drop the scenario into the simulator and see the projected score impact — based on your actual profile, not generic averages — before you commit.

Smart Alerts

Real-time notifications for every credit change, report, and score update.

New inquiry, balance change, address update, score movement — every event on your file pings your phone in real time. Customise the noise level: critical-only, weekly digest, or everything that moves.

Landlord Referral Program

Refer your landlord — they get a free landlord dashboard, you earn bonus credit.

Refer your landlord and they get a free landlord dashboard with tenant payment tracking. Every landlord who signs up via your link earns you bonus account credit. Built-in win-win that helps your verification go faster too.

Student Loan Help

Student loan help is coming soon. Not available yet.

We’re working on a new way to help members with federal student loans. It isn’t available yet, and nothing is sold today.

AI Credit Assistant

24/7 plain-English explanations of how credit works and how to use your dashboard. Educational only — not legal or financial advice.

Ask how credit-building works, what each feature does, where to find things in your dashboard, or how the rent-reporting cadence works — and get a clear, sourced explanation in seconds. For analysis of your specific credit file (why your score moved, what factors are pulling it up or down), open the Credit Score Coach on your Credit Report tab — that component has access to your actual file and runs inside our bureau partner’s regulated perimeter. Educational content only. Verify any dispute decisions or financial moves with a qualified professional before acting. See disclaimers § Not Financial, Legal, or Tax Advice.

See every feature & how we compare →

Full feature catalogue + side-by-side vs Self and RentReporters

What success can look like

The stories below are composite examples drawn from our beta-cohort patterns — not endorsements from named customers. Individual results vary widely. See how we use testimonials.

Example
★★★★★
580 → 665 in 5 months

“Went from 580 to 665 in 5 months. My landlord thanked me for introducing him to the platform. Getting my first credit card was much easier.”

M
“Maria”Schoolteacher · Houston, TX · composite
Example
★★★★★
601 → 649 in 7 weeks

“The 24-month lookback surprised me. After they reported the back-history I saw movement after about 7 weeks — bureau timing varies, so yours may differ.”

D
“DeShawn”Logistics Worker · Atlanta, GA · composite
Example
★★★★★
620 → 670 in 4 months

“The AI assistant reminded me about my lease and helped get my landlord info submitted. Whole setup took 10 minutes. Worth it for the movement I've seen.”

A
“Ana”Healthcare Worker · Los Angeles, CA · composite

Results for these illustrative profiles. Your individual results will vary based on the factors listed in our no-credit-score-guarantee disclosure.

What every WeReportYourRent plan includes

Real credit-building tools — no gimmicks, cancel anytime.

  • Rent reported to Experian, TransUnion, and Equifax Every verified on-time payment is reported monthly to Experian, TransUnion, and Equifax as a tradeline on your credit file. This is the single most impactful action for thin or no credit history.
  • 24-month rent history lookback Report up to 2 years of past on-time rent in your first submission -- instant credit history boost from day one.
  • $1 Million Identity Theft Insurance Change-of-address monitoring, SSN monitoring, breach monitoring, dark-web monitoring, $1M insurance + restoration.
  • Debt Navigator Tailored repayment plans matched to your financial situation.
  • AI credit assistant Plain-English explanations of how credit works and how to use the dashboard. Available 24/7. For analysis of your own credit file (why your score moved, what factors are pulling it up or down), see the Credit Score Coach component on the Credit Report tab -- that component has access to your actual file.
  • Earn $10 per referral Refer friends or family. Every paid referral earns you $10 in account credit. No cap on referrals, no monthly limit.
See every feature & how we compare

Full feature catalogue + side-by-side vs Self and RentReporters

Credit-building results depend on your individual credit profile and on-time payments. Not financial advice.

Stop letting your rent go unreported

Turn the biggest check you write each month into your biggest credit asset.

Choose your plan →

$1.00 today (non-refundable trial activation), then $19.99/mo Basic or $39.99/mo Premium starting day 8 unless you cancel. Cancel anytime in your dashboard or by email. Full trial & billing terms.

*Figure from Piñata, our rent-reporting partner: "Piñata is used by over 2,000 properties and over 1 million renters nationwide" (pinata.ai). It describes Piñata's network, not WeReportYourRent members.