You pay rent on time every month and get zero credit for it. Now you can change that. We report the rent you’re already paying to Experian and TransUnion so reporting starts immediately and your score moves on its own bureau-processing schedule.
See your personalized boost estimate — free, no signup$1.00 today (non-refundable trial activation), then $19.99/mo Basic or $39.99/mo Premium starting day 8 unless you cancel. Cancel anytime in your dashboard or by email. Full trial & billing terms.
From rent reporting alone 🏠
8
Reports
Sent
2+1
Bureaus
Reported / Monitored
A+
Payment
History
60+
Avg Credit Points Gained*
2+1
Bureaus Reported / Monitored
24 Mo
Rent History Lookback
FCRA
Aligned Furnisher
*Average across members who met our reporting + tenure criteria during the measurement period. Individual results vary — see disclaimers.
Four quick taps. We use the same model that calculates the personalized boost for paid members. No email, no card, no commitment.
4 quick questions
Live recompute on every tap.
What's your credit score today?
Monthly rent?
How long at your current place?
Other active credit accounts?
Your estimated boost
+— to +—pts within 45 days*
Average across members who met our reporting + tenure criteria during the measurement period. We control reporting, not scoring — individual results vary. See disclaimers.
Based on patterns we see in similar profiles. Your exact result depends on your full credit file.
Estimate ranges are based on patterns we've seen across our member base. Your exact boost depends on your full credit file. Bureaus refresh on their own schedule — typically 30 to 45 days from first report.
Three steps. Under 2 minutes. Real credit results.
Pick Basic or Premium. Create your account in under 2 minutes. Just $1 to start your 7-day trial.
Confirm your identity and lease details inside our bureau partner’s secure component. No documents to upload on our side — your info goes directly to the bureau.
We report your on-time rent to Experian and TransUnion every month. Your score grows automatically.
Rent reported to Experian and TransUnion. Premium adds 3-bureau credit monitoring.
We furnish your on-time rent payments to Experian and TransUnion every month through our bureau partner Array.com. Premium members add credit-score monitoring across all 3 bureaus (Experian + Equifax + TransUnion) so every lender pull reflects your full picture.
Report up to 2 years of past on-time rent in your first submission — subject to landlord verification + bureau acceptance.
In addition to the rent you pay going forward, we work with your landlord to verify and report up to 24 months of past on-time rent in your first submission. Reporting starts from day one of activation; bureau processing typically takes 5–45 days. Subject to landlord verification and bureau acceptance — see disclaimers § 24-Month Lookback Reporting.
Monitor SSN, breach activity, address changes, and dark-web exposure 24/7.
Our identity engine scans dark-web markets, breach databases, and public records 24/7 for your SSN, email, phone, and address. The moment your data shows up where it shouldn’t, you get an alert. *Up to $1M identity-theft insurance underwritten by a third-party carrier (carrier to be disclosed on the policy schedule of benefits delivered at activation); coverage subject to policy terms, conditions, and exclusions. Insurance is not provided by WeReportYourRent. See disclaimers § Identity Monitoring Limits.
Guided workflow that helps you file FCRA disputes with the bureaus yourself — Premium feature.
Premium gives you a guided dispute workflow: identify the line item, generate the dispute letter, track your own 30-day clock. You file the formal FCRA challenge with the bureau directly — we provide the tooling and the education, not paid credit-repair services. See disclaimers § Credit Dispute Outcomes.
See how future actions affect your score before you make them. Premium feature.
Thinking of opening a card, paying down a balance, or closing an old account? Drop the scenario into the simulator and see the projected score impact — based on your actual profile, not generic averages — before you commit.
Real-time notifications for every credit change, report, and score update.
New inquiry, balance change, address update, score movement — every event on your file pings your phone in real time. Customise the noise level: critical-only, weekly digest, or everything that moves.
Refer your landlord — they get a free landlord dashboard, you earn bonus credit.
Refer your landlord and they get a free landlord dashboard with tenant payment tracking. Every landlord who signs up via your link earns you bonus account credit. Built-in win-win that helps your verification go faster too.
Powered by Array — student loan guidance. $99/year add-on, either plan.
If you have federal student loans, Array’s guidance tool reviews your options and identifies the income-driven repayment, PSLF, and consolidation plans you may qualify for. Pre-filled forms ready for you to submit to your servicer, plus the yearly re-certification. Eligibility depends on your loan type and situation.
24/7 plain-English explanations of how credit works and how to use your dashboard. Educational only — not legal or financial advice.
Ask how credit-building works, what each feature does, where to find things in your dashboard, or how the rent-reporting cadence works — and get a clear, sourced explanation in seconds. For analysis of your specific credit file (why your score moved, what factors are pulling it up or down), open the Credit Score Coach on your Credit Report tab — that component has access to your actual file and runs inside our bureau partner’s regulated perimeter. Educational content only. Verify any dispute decisions or financial moves with a qualified professional before acting. See disclaimers § Not Financial, Legal, or Tax Advice.
Full feature catalogue + side-by-side vs Self and RentReporters
The stories below are composite examples drawn from our beta-cohort patterns — not endorsements from named customers. Individual results vary widely. See how we use testimonials.
"Went from 580 to 665 in 5 months. My landlord thanked me for introducing him to the platform. Getting my first credit card was much easier."
"Maria"
Schoolteacher · Houston, TX · composite
"The 24-month lookback surprised me. After they reported the back-history I saw movement after about 7 weeks — bureau timing varies, so yours may differ."
"DeShawn"
Logistics Worker · Atlanta, GA · composite
"The AI assistant reminded me about my lease and helped get my landlord info submitted. Whole setup took 10 minutes. Worth it for the movement I've seen."
"Ana"
Healthcare Worker · Los Angeles, CA · composite
Results for these illustrative profiles. Your individual results will vary based on the factors listed in our no-credit-score-guarantee disclosure.
Turn the biggest check you write each month into your biggest credit asset.
Choose Your Plan →$1.00 today (non-refundable trial activation), then $19.99/mo Basic or $39.99/mo Premium starting day 8 unless you cancel. Cancel anytime in your dashboard or by email. Full trial & billing terms.
Real credit-building tools — no gimmicks, cancel anytime.
Credit-building results depend on your individual credit profile and on-time payments. Not financial advice.
Rent Credit Assistant AI
Online — AI-powered
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