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Lease expires Dec 31, 2026 — upload your renewal as soon as you receive it to avoid reporting interruption.

Credit Score

647
↑ +35

this month

Good Standing

Bureau

Experian
300647 ← You850

668

3 months

695

6 months

730

12 months

Rent Reports Sent

8

All on-time ✓ — 3 bureaus

Score Gain

+35

Points since joining

On track for 700+ by Jan 2027 🎯

Credit Score History

Array.com

Quick Actions

Score Factors

Payment History
98% ↑ High Impact
Credit Utilization
42% ↓ Improve This
Rent Reporting
Active ↑ High Impact
Credit Age
2.1 yrs ↓ Building
Credit Mix
Good ↑ Positive
New Inquiries
1 ↑ Positive

Recent Activity

Rent $1,450 reported to Experian

May 1, 2026

Score updated: 612 → 647

Apr 28, 2026

Rent $1,450 reported to Equifax

Apr 1, 2026

Identity alert: new address found

Mar 15, 2026

Rent $1,450 reported to TransUnion

Mar 1, 2026

Landlord Status

Pending

Your landlord hasn't joined yet

When they join, verification is instant and all their tenants can build credit automatically!

Landlord:John Property LLC
Last Contacted:May 3, 2026
Method:Phone + Email
Next Follow-up:May 10, 2026

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